Personal Banking


Central State Bank offers four checking accounts for your personal banking needs. Click to find out more.


A wide range of savings accounts, certificates of deposit (CDs) and IRA certificates are available. Click to find out more.

Debit & ATM Cards

We offer both Debit and ATM cards. Click to find out more.

Overdraft Privilege and Other Overdraft Solutions
Central State Bank offers several additional ways to cover overdrafts. Click to find out more.

MasterCard® Gift Card
Choosing the perfect gift has never been easier. Click here to find out more.

Central State Bank Visa® Credit Card

Central State Bank now offers several different types of consumer credit cards.  Click here for more information.