Debit & ATM Card

ATM Card

Central State Bank offers an ATM card that will give you access to your checking and/or savings account 24 hours a day at any of our four ATM locations:
Main Office, 49 Benzie Boulevard, U.S. 31 Beulah, MI
Benzonia Office, 1669 Benzie Hwy., Benzonia, MI
Shop-N-Save, 1747 Benzie Hwy, Benzonia, MI
Crystal Mountain Resort, 12500 Crystal Mountain Drive (M-115), Thompsonville, MI 49683

Central State Bank customers may also use their ATM or debit card with no surcharge at all Northwestern Bank and State Savings Bank ATMs located throughout northern Michigan. Use your card at any NYCE or Cirrus location. Also, use your card to pay for purchases wherever the "NYCE" Symbol is displayed.

Debit Card

We also offer a Central State Bank Debit card. Use the card anywhere MasterCard is accepted and your checking account will be directly debited for the purchase. The debit card can also be used as an ATM card at any NYCE or Cirrus location.

How Do I Apply for my ATM or Debit Card

To apply for your Central State Bank ATM or Debit card, call us at (23l)882-4462 or E-mail us at contactus@icentralstatebank.com. An application will be mailed to you within 24 hours. When the application is returned to us, it will be processed immediately and a card will be sent to you upon approval.

Personal Banking