Questions? Need Help?

Beulah office:
(231) 882-4462

Benzonia office:
(231) 882-4476


Loan Services

Central State Bank offers a variety of loans for your individual needs:

Mortgage Loans
Finance your dream home or vacation home with a mortgage loan from Central State Bank. Excellent turn-around times from application to closing and, as always, you can count on a fast, local response to any questions about your mortgage! Click here to find out more.

Home Equity Loans
Use the equity in your home to make improvements and deduct the interest. Click here for more information on Home Equity Loans.

Consumer Loans
Buy a boat, car or RV with a Consumer Loan. We offer competitive rates and excellent service. Click here to find out more.