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Welcome!

Central State Bank is a full-service community bank dedicated to serving the residents of Benzie County. Since 1913, we have been taking care of you like a good friend would—with your best interests in mind. Here, local full-service banking is personalized with a smile. Click to learn more.

Changes to US Savings Bonds

The U.S. Department of the Treasury ended over-the-counter sales of paper savings bonds on December 31, 2011. Savings bonds are not going away, however. You can now purchase electronic savings bonds online. Click here to learn more.

New Benzonia Assistant Manager

We're pleased to announce that our very own Lucie Wojack has been promoted to Assistant Manager of the Benzonia Office. She's been with Central State Bank for 12 years and is a rising star who is well-deserving of her new role. Stop by and wish her well! Click here to read more.

Ashley Kestner Wins Wow Award

Central State Bank is proud to announce that Ashley Kestner is the December 2011 winner of our Wow Award. Be sure to congratulate her next time you're in the Benzonia office! Click here to learn more.